My daughter asked me when she came home from school, "What's the financial crisis?" and I said, it's something that happens every five to seven years.
We don't think there are cases where people were evicted out of homes when they shouldn't have been.
The real story in housing will be a recovery in the economy that will drive a recovery in housing, When people are working, when there are more jobs, more households forming and people go back to buying cars, they're going to want their apartments and homes. And that's when you'll start to see a recovery in home prices.
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