• Life is full of uncertainties. Future investment earnings and interest and inflation rates are not known to anybody. However, I can guarantee you one thing.. those who put an investment program in place will have a lot more money when they come to retire than those who never get around to it.

    Noel Whittaker (2011). “Making Money Made Simple: The Aim of This Book Is to Cover the Essentials of Money, Investment, Borrowing and Personal Finance in a Simple Way”, p.233,