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  • Both HUD and the Department of Justice began bringing lawsuits against mortgage bankers when a higher percentage of minority applicants than white applicants were turned down for mortgage loans. A substantial majority of both black and white mortgage loan applicants had their loans approved but a statistical difference was enough to get a bank sued.

    Thomas Sowell (2011). “Dismantling America and Other Controversial Essays (Large Print 16pt)”, p.163, ReadHowYouWant.com