Andrew Tobias Quotes

• People don't need to find reasons to justify their not giving. What they need to find is the inspiration to give. And those who don't, but could afford to, are missing out on one of wealth's greatest luxuries.

  Andrew Tobias

  Inspiration, Luxury, People

  6 Copy quote

• There are only two things as complicated as insurance accounting and I have no idea what they are.

  Andrew Tobias

  Ideas, Two, Complicated

  "The invisible bankers". Book by Andrew Tobias, 1982.

  7 Copy quote

• But successful investors tend to be not too self-destructive. They tend to be patient, they tend not to follow the crowd, and they tend not to be too guilty about winning.

  Andrew Tobias

  Successful, Winning, Self

  "'I Have to Take a Call from My Russian Broker': Andrew Tobias Talks About His 'Vast Fortune'". Interview with Deborah Stead, www.nytimes.com. November 2, 1997.

  7 Copy quote

• No wonder lawyers, who control the legal system, have fought so hard, and with great success, against "no fault" insurance. No fault, no lawsuits. No lawsuits, no lunch.

  Andrew Tobias

  Lunch, Legal System, Faults

  "The Invisible Bankers, Everything The Insurance Industry Never Wanted You To Know". Book by Andrew Tobias, 1982.

  10 Copy quote

• The life insurance policies advertised on the radio with the line "You cannot be turned down for this coverage!" are actually saying, "For policies this small, it would cost us more to decide whom to turn down than simply to accept everybody - and make them pay through the nose."

  Andrew Tobias

  Cost, Noses, Lines

  "The Invisible Bankers, Everything The Insurance Industry Never Wanted You To Know". Book by Andrew Tobias, 1982.

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• It's very nice to be able to be who you are.

  Andrew Tobias

  Nice, Be Who You Are, Able

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• You want 21 percent risk free? Pay off your credit cards.

  Andrew Tobias

  Risk, Cards, Credit

  7 Copy quote

• Still, most people don't have much money. So finding ways to come out a couple of thousand dollars ahead every year still matters.

  Andrew Tobias

  Couple, Years, People

  5 Copy quote

• The life insurance industry is filled with good people who believe in their work and their companies, but who may never have challenged the assumptions underlying their efforts.

  Andrew Tobias

  Believe, People, Effort

  "The Invisible Bankers, Everything The Insurance Industry Never Wanted You To Know". Book by Andrew Tobias, 1982.

  4 Copy quote

• In short: Readily available low-cost life insurance would be a threat to the industry, and whatever threatens the life insurance industry threatens America.

  Andrew Tobias

  America, Would Be, Cost

  "The Invisible Bankers, Everything The Insurance Industry Never Wanted You To Know". Book by Andrew P. Tobias, 1982.

  4 Copy quote

• I think a lot of people would rather have more control over their life than less.

  Andrew Tobias

  Thinking, People

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• Man's natural life span, 75 to 90 years or so, has not increased. It is the number of us who manage to attain it that has increased.

  Andrew Tobias

  Men, Years, Numbers

  "The Invisible Bankers, Everything The Insurance Industry Never Wanted You To Know". Book by Andrew Tobias, 1982.

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• There were no jobs created in America from 1945, when the war ended, through 2003. How could there be? Taxes were too high. Preposterously so under Eisenhower, Kennedy, Nixon, Reagan (who left office with a 28 percent rate on long-term capital gains) and Bush the Elder.

  Andrew Tobias

  Jobs, War, America

  "Doonesbury on Job Creation" by Andrew Tobias, www.huffingtonpost.com. May 19, 2012.

  4 Copy quote

• The first American insurance company was the Friendly Society for the Mutual Insurance of Houses Against Fire, founded in Charles Town in South Carolina, in 1735.

  Andrew Tobias

  Fire, House, Friendly

  "The Invisible Bankers, Everything The Insurance Industry Never Wanted You To Know". Book by Andrew P. Tobias, 1982.

  6 Copy quote

• Nobody wants campaign finance reform more than me. It would save me a fortune.

  Andrew Tobias

  Reform, Campaigns, Want

  56 Copy quote

• What kind of bank gives back 65 percent-often less-of what you deposit? Indeed, when you compare the services of a bank and an insurance company, common sense suggests something is out of whack.

  Andrew Tobias

  Common Sense, Giving, Kind

  "The Invisible Bankers, Everything The Insurance Industry Never Wanted You To Know". Book by Andrew Tobias, 1982.

  5 Copy quote

• The larger the deductible you choose, the less insurance you are buying. Insurers want to sell insurance.

  Andrew Tobias

  Buying, Want, Sells

  "The Invisible Bankers, Everything The Insurance Industry Never Wanted You To Know". Book by Andrew Tobias, 1982.

  4 Copy quote

• Now listen. You can't fool all the people all the time-- but I want you to try.

  Andrew Tobias

  People, Trying, Want

  11 Copy quote

• One of the advantages of the book's having been out there for more than a quarter century is that there's been time for people to report back on what it's done for them.

  Andrew Tobias

  Book, People, Done

  7 Copy quote

• Not surprisingly, the insurance lobby recoils in horror at the prospect of automatic coverage (including, when it was first proposed, Social Security), no matter how efficient it may be. Automatic coverage eliminates sales commissions and profit.

  Andrew Tobias

  May, Matter, Firsts

  "The Invisible Bankers, Everything The Insurance Industry Never Wanted You To Know". Book by Andrew Tobias, 1982.

  4 Copy quote

• Life insurance in America has traditionally been dominated by mutual insurers. Twelve of the fifteen largest life insurers are mutuals.

  Andrew Tobias

  America, Twelve, Fifteen

  "The Invisible Bankers, Everything The Insurance Industry Never Wanted You To Know". Book by Andrew Tobias, 1982.

  4 Copy quote

• Summers are the best. And I figured summer was my best time for meeting someone, too, because in the summer people are looking for someone to snuggle up with for the winter. And because in the summer I could take off my shirt.

  Andrew Tobias

  Summer, Winter, People

  Andrew Tobias (2010). “The Best Little Boy in the World Grows Up”, p.66, Ballantine Books

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• Rule of thumb: The more trimmings an insurance plan has and the harder someone is pitching it, the faster you should run.

  Andrew Tobias

  Running, Thumbs, Pitching

  "The Invisible Bankers, Everything The Insurance Industry Never Wanted You To Know". Book by Andrew Tobias, 1982.

  4 Copy quote

• The industry cannot long offer unneeded or overpriced insurance if people will not buy it.

  Andrew Tobias

  Long, People, Offers

  "The Invisible Bankers, Everything The Insurance Industry Never Wanted You To Know". Book by Andrew P. Tobias, 1982.

  4 Copy quote

• The first life insurance societies where formed in England in the years between 1692 and 1720. In America, life insurance became available to the clergy through the Presbyterian Ministers Fund, founded in 1759 (still in existence), and the Episcopal Corporation, founded ten years later (subsequently merged).

  Andrew Tobias

  Years, America, Corporations

  "The Invisible Bankers, Everything The Insurance Industry Never Wanted You To Know". Book by Andrew Tobias, 1982.

  4 Copy quote

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