Now that you're Secretary of War, what kind of an army do you think we ought to have?
In January we start saving money, getting out of credit card debt, funding our retirement accounts, and we're doing wonderful. Then, every single year like clockwork, starting in November, all of you fall into this trap that says, 'I have to buy this gift... I can't show up at this party and not have something for everybody.
An amazing piece of advice for a lot of kids, 50-year-olds, whoever is listening right now: Saving money is a good strategy. I didn't have stuff, but it was because my parents were saving. They were saving. We didn't get toys. They told us to go outside and paint a rock. It was very, very smart because after seven or eight years, he was able to buy a liquor store of his own in Springfield, New Jersey - Shoppers Discount Liquors. He built up a great business.
The people who are taking these loans because it's the only way they can afford their house are exposing themselves to a lot of risk. They're not saving money and they're not building equity, which means they could find themselves in a scenario where they owe more money than their house is worth.
Buying cheap to save money is like stopping the clock to save time. Neither works.
During episodes of unemployment I find it rewarding to sleep as much as possible-anything from twelve to fourteen hours a day is a good starting point. Sleep spares you humiliation and saves money at the same time: nothing to eat, nothing to buy, just lie back and dream your life away.
Simple rules for saving money: To save half, when you are fired by an eager impulse to contribute to a charity, wait and count to forty. To save three quarters, count sixty. To save all, count sixty-five.
I think that focusing on the money, on the business, is not enough.
Anyone who studies our poisonous drugs, our denatured food, our deathtrap automobiles and houses, our lung-rotting cities, must concede that we accept a good deal of murder as inevitable simply because it is done to make or save money.
Sam Snead will fly anywhere in my plane with me. Sam's not as worried about the danger as he is about saving money.
Men who make money rarely saunter; men who save money rarely swagger.
New Hampshire has always been cheap, mean, rural, small-minded, and reactionary. It's one of the few states in the nation with neither a sales tax nor an income tax. Social services are totally inadequate there, it ranks at the bottom in state aid to education--the state is literally shaped like a dunce cap--and its medical assistance program is virtually nonexistent. Expecting aid for the poor there is like looking for an egg under a basilisk.... The state encourages skinflints, cheapskates, shutwallets, and pinched little joykillers who move there as a tax refuge to save money.
Safe care saves lives and saves money. Adverse events like high levels of infection, blood clots or falls in hospital, emergency readmissions and pressure sores cost the NHS billions of pounds every year. There is a serious human cost, too, with patients ending up injured, or even dead. Most are avoidable with the right care.
No politician is ever benefited by saving money; it is spending it that makes him.
For many people, the mortgages they took out before 2008 are so high that they would be better off walking away from their houses. That is called "jingle mail," returning the keys to the bank and saying, "You can have the house. I can buy the house next door that's just like this for 20% less, so I'm going to save money and switch." That's what someone like Donald Trump or a real estate investor would do. But the banks are trying to convince the mortgage debtors, the homeowners, not to act in their own self-interest.
In the developing world, they don't have smartphones yet. They have the older plastic phones, but women are saving money on those, because they don't have access to banks. Having that access to digital money changes everything for her because she actually doesn't have to negotiate with her husband, which she will tell you is very hard in these circumstances, especially when the means are meager. She's expected to have money to pay for the kids' health or to help with the school fees.
We have been negotiating a lot of different transactions to save money on contracts that were terrible, including airplane contracts that were out of control and late and terrible. Just absolutely catastrophic in terms of what was happening, and we've done some really good work. We're very proud of that.
Of course, in order to build something new, one has to economize, accumulate means, temporarily limit one's requirements, borrow from others. If you want to build a new house, you save money temporarily and limit your requirements, otherwise you might not build your house.
I am very impressed with the results (from laser hair removal). Even after the first treatment, there was a huge difference. I save time everyday that would be spent waxing or shaving. Laser hair removal also saves money in the long run. Now I don't have to deal with razor burn or ingrown hairs since the hair does not grow back!
Children, daily practice of yoga or sun salutations (surya-namaskara) is very good for health and for spiritual practice. Lack of proper exercise is the cause of many of today's diseases. If we can get somewhere in time on foot, always walk instead of taking a vehicle. It is good exercise. Only if we have to go far should we depend on vehicles. Use a bicycle, whenever possible. This will save money, too.
Don't build a glass house if you're worried about saving money on heating.
Companies that put a mandated parental leave in place save money in the first year, FIRST YEAR. Because they don't have to hire to replace the woman.
I remember my mother and father arguing about light bulbs because my father thought he could save money by putting 25-watt bulbs instead of 60-watt bulbs and my mother was trying to explain to him that her children needed to learn to read so that they could go to college. He couldn't see that.
We're going to go to the moon. We're going to go on to Mars. We're going to set up a base on the moon. OK, but no money to pay for it, nothing in the budget for it. And so the decision made at that time was to cancel the whole shuttle program to save money, which I think was very, very short sighted.
In fact, the bigger the bill, the less likely you are to spend it. If you want to really save money, spend only cash and carry only fifty-dollar bills.
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