Dan Ariely Quotes - Page 5

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• If you have loans, the first thing you want to do is say, "Okay, look I have a credit card, if I really need to borrow, I have this emergency money that I can get, but for now there is no reason for me to keep cash at zero percent interest rate and at the same time, pay all of this money out. So, I think people need to figure out quickly how to pay loans and how much cash they should really keep.

  Dan Ariely

  Zero, Thinking, People

  "A conversation with Dan Ariely, Author of Predictably Irrational". Big Think interview, bigthink.com.

  4 Copy quote

• It was shocking to realize how many low-income Americans don't have savings accounts.

  Dan Ariely

  Low Income, Saving, Realizing

  "Mental depletion complicates financial decisions for the poor". Interview with Kristen Doerer, www.pbs.org. January 19, 2016.

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• When you get a checking account, you should have a savings account, and the number for the savings account should be one off of your checking account.

  Dan Ariely

  Should Have, Numbers, Saving

  "Mental depletion complicates financial decisions for the poor". Interview with Kristen Doerer, www.pbs.org. January 19, 2016.

  4 Copy quote

• I think we could get people to both be more productive and happier. We're less productive as individuals. We're less productive as companies, and we're more miserable.

  Dan Ariely

  Thinking, People, Miserable

  Source: www.pbs.org

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• Money actually becomes even more difficult than other things because it's very hard to imagine what the benefits are to saving. So, imagine that you see a new bicycle, a new pair of shoes, or something today. You know exactly what you are giving up if you are not buying it, what are you gaining in the future if you are not getting it. So, you are giving up the bicycle today, what is it in the future? What will happen if you send another $1,000 to your retirement fund? What difference will it make? It is very, very hard to figure out.

  Dan Ariely

  Retirement, Giving Up, Shoes

  The Big Think Interview, bigthink.com. November 18, 2009.

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• Money are very difficult to think about. So, we think about money as the opportunity cost of money. So, we at some point went to a Toyota dealership and we asked people, what will you not be able to do in the future if you bought this Toyota?

  Dan Ariely

  Opportunity, Thinking, People

  "A conversation with Dan Ariely, Author of Predictably Irrational". Big Think interview, bigthink.com.

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• Money is a wonderful invention. It lets us save, it lets us specialize, right? I couldn't be a professor if there wasn't any money. Every day I would have to raise chicken and bread and broccoli and go ahead and spend all my time trading. So, money is a wonderful mechanism.

  Dan Ariely

  Bread, Wonderful, Invention

  The Big Think Interview, bigthink.com. November 18, 2009.

  4 Copy quote

• We're actually trying to develop an iPhone app, now that the Droid is out, we'll do it for that as well, if we ever learn how to program on this thing. But the idea is that to make money concrete. So, you can do this app, and it's not out there, but you can do the app. And you say, "I like vacation in the Bahamas, shoes, lattes, and books." And now, when you are tempted to buy something, that thing translates in terms of the things you are interested in.

  Dan Ariely

  Book, Vacation, Iphone

  "A conversation with Dan Ariely, Author of Predictably Irrational". Big Think Interview, bigthink.com. November 18, 2009.

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