Mortgage Quotes - Page 5

• The vast majority of the American people are hard-working taxpayers who take responsibility for their families, go to work every day, they pay their mortgage on time, they volunteer in the community.

  Marco Rubio

  Hard Work, Responsibility, People

  "Republicans' Crucial Conference; More Cruise Ship Nightmares; ADHD Drugs Over-Prescribed". "CNN Newsroom" with Suzanne Malveaux, www.cnn.com. March 14, 2013.

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• Imagine if the pension funds and endowments that own much of the equity in our financial services companies demanded that those companies revisit the way mortgages were marketed to those without adequate skills to understand the products they were being sold. Management would have to change the way things were done.

  Eliot Spitzer

  Skills, Done, Adequate

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• The people who did the collateralized mortgage obligations, sold them to pension funds, then sold them short, then bought credit default swap insurance on them, are just amazing. They are a law unto themselves.

  Ben Stein

  Law, People, Credit

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• In the old days, when you took out a mortgage, it was probably through a local bank or a credit union, and whoever gave you your loan held on to it for life. If you lost your job or got too sick to work and suddenly had trouble making your payments, you could call a human being and work things out.

  Matt Taibbi

  Jobs, Sick, Credit

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• We no longer have a significant middle class in the US due to Barack Obama's job-killing ban on oil drilling in Zion Park. While a small middle class remains in the coastal blue states, our tax bill devastates them by curbing deductions for state and local taxes and large mortgages. In a few years, everyone except the 1% will be a tricklee.

  Gary Cohn

  Significant, Taxes, Middle Class

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• I've always thought that pressure is trying to feed your family, trying to make a mortgage. We play a game...And this is an amazing game.

  Shane Battier

  Games, Play, Nba Championships

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• What if one were up there, drifting about among suns and feeling the tails of comets fan one's forehead! How small the earth was and how puny the people; a Norway of two million provincial souls and a mortgage bank to help feed them! What was life worth at such a rate? You elbowed yourself ahead in the sweat of your face for a few mortal years, only to perish all the same, all the same!

  Knut Hamsun

  Years, Sweat, Two

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• It is no exaggeration to say that since the 1980s, much of the global financial sector has become criminalised, creating an industry culture that tolerates or even encourages systematic fraud. The behaviour that caused the mortgage bubble and financial crisis of 2008 was a natural outcome and continuation of this pattern, rather than some kind of economic accident.

  Charles Ferguson

  Creating, Culture, Behaviour

  "Heist of the century: Wall Street's role in the financial crisis". www.theguardian.com. May 20, 2012.

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• The Obama administration deserves credit for quickly ending the housing free fall. In particular, Obama empowered the Federal Housing Administration to ensure that households could find mortgages at low interest rates even during the worst phase of the financial panic.

  Mark Zandi

  Fall, Credit, Phases

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• There is no better way to quickly buoy hard-pressed homeowners than helping them take advantage of the currently record low fixed mortgage rates and significantly reduce their monthly mortgage payments.

  Mark Zandi

  Records, Way, Buoys

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• Too-easy credit and millions of bad loans made during the U.S. housing bubble paved the way for the financial calamity and Great Recession that followed. Today, by contrast, credit is too tight. Mortgage loans are particularly hard to get, creating a problem for the housing market and the broader economy.

  Mark Zandi

  Creating, Credit, Today

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• The Tea Partiers don't want all regulations eliminated. They just want laws that can be understood and regulations that aren't going to destroy businesses, or leave deserving veterans without a source for a mortgage loan.

  Neal Boortz

  Law, Tea, Want

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• Potential home buyers have a two-step decision process. First, they determine whether they can afford to make a purchase - does their income safely cover their mortgage payment? Then they determine whether owning is a better financial choice than renting - are the costs of owning a home lower than the cost of renting it?

  Mark Zandi

  Home, Two, Choices

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• I wouldn't wish the eighties on anyone, it was the time when all that was rotten bubbled to the surface. If you were not at the receiving end of this mayhem you could be unaware of it. It was possible to live through the decade preoccupied by the mortgage and the pence you saved on your income tax. It was also possible for those of us who saw what was happening to turn our eyes in a different direction; but what, in another decade, had been a trip to the clap clinic was now a trip to the mortuary.

  Derek Jarman

  Eye, Wish, Receiving

  Derek Jarman (1993). “At Your Own Risk: A Saint's Testament”

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• According to the Bank of England the economy is growing too fast so interest rates must rise to counter the supposed inflationary threat. In lay terms, I interpret this to mean that people are working much harder, causing economic growth, and they're in danger of spending their money, which is what the recession-hit shops want them to do. But the Bank and the City seem to think this is wrong, and that if people work harder they should be punished by having their mortgages increased.

  Harry Enfield

  Mean, Hard Work, Thinking

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• Refinancing your mortgage usually makes sense if you can lower your interest rate by at least two points. But the most important question to ask yourself is, how long will it take you to break even?

  Barbara Corcoran

  Two, Break Even, Long

  "Will you save in the long run? Refinancing 101" by, www.today.com. March 17, 2010.

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• You can design a mortgage system that is different without a Fannie and Freddie, but there are principles you have to have, to have a good system.

  Jamie Dimon

  Design, Principles, Different

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• If the government wants to do social policy, it should not be done in a quasi-public company. If you have a mortgage guarantee company which is done by the U.S. government, it should be guaranteed by the originators, i.e., the shareholder.

  Jamie Dimon

  Government, Guarantees, Done

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• I got told so many times I needed a manager. For a long time I resisted, and I finally got one so I can pay my mortgage, and it helped me from becoming a homeless person.

  Cat Power

  Long, Pay, Becoming

  "Biography / Personal Quotes". www.imdb.com.

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• I think something that forces financial institutions to write down underwater mortgages, I think, would be a sensible thing to do.

  Christina Romer

  Writing, Thinking, Underwater

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• One more time? We've done this. We've done this at least four times where there's a new government program to help homeowners who have trouble with their mortgages. None of these programs have worked. I don't know why anyone would think that this next idea is going to work. All it does is delay the clearing of the market. As soon as the market clears and we understand where the prices really are - that will be the most important thing we can do in order to improve home values around the country.

  John Boehner

  Country, Home, Thinking

  "John Boehner: Time For Government To Stop Helping Homeowners" by Michael McAuliff, www.huffingtonpost.com. February 1, 2012.

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• Quite frankly, Barack Obama knows what it's like to pay a mortgage and student loans. He knows what it's like to watch a beloved family member in a medical crisis and worry that treatment is out of reach. Barack Obama knows our struggles. And, my friends, he shares our values.

  Ted Strickland

  Struggle, Worry, Pay

  "Ted Strickland Speech Text: Read The Former Governor’s DNC Remarks". www.huffingtonpost.com. September 04, 2012.

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• To the extent that people overpay as a result of the Libor manipulation, they should be able to get their money back. Individuals who have mortgages, pension funds who had pensioner investments - whoever was ripped off is entitled to get their money back.

  Peter Welch

  People, Able, Manipulation

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• The FHA's success provides strong evidence that government can and should play a role in the nation's mortgage finance system. It also demonstrates that although government intervention in the economy during the Great Recession was messy, things would have been a lot messier without it.

  Mark Zandi

  Strong, Government, Play

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• In a forbearance, the homeowner pays interest and principal on a smaller mortgage, at least for a time, but still owes the full amount. The lower monthly payment helps with affordability, giving stressed homeowners a break.

  Mark Zandi

  Giving, Stressed, Pay

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